biggj skrev:"Sedan 1968 är FNMA(Fannie Mae) privatägt"
"Federal Home Loan Mortgage Corporation ("FHLMC", populärt kallad Freddie Mac) är ett privatägt amerikanskt företag som har rätt att ge lån och lånegarantier"
Antar att det har inlagget ar riktat till mig.
Pa vilket satt ar det du skriver olika fran vad jag pastar i tidigare inlagg ? Jag har redan forsvarat din standpunkt, jag har redan forklarat hur allt hanger ihop och hur man kan debattera bada sidor och varfor man maste se pa saken fran tva hall for att fa hela sanningen.
Vi gor sa har. Har ar tva lankar till de bada respektive foretagens FAQ's. Isallet for att anvanda Wikipedia sa kan man ga till kallan direkt. Dar kan du lasa bland annat foljande som direkt som stodjer bada era standpunkter :
What Fannie Mae Does
Fannie Mae is a government-sponsored enterprise (GSE) chartered by Congress with a mission to provide liquidity and stability to the U.S. housing and mortgage markets.
Fannie Mae operates in the U.S. secondary mortgage market. Rather than making home loans directly with consumers, we work with mortgage bankers, brokers, and other primary mortgage market partners to help ensure they have funds to lend to home buyers at affordable rates. We fund our mortgage investments primarily by issuing debt securities in the domestic and international capital markets.
Fannie Mae was established as a federal agency in 1938, and in 1968 we were chartered by Congress as a private shareholder-owned company. On September 6, 2008, Director James Lockhart of the Federal Housing Finance Agency (FHFA) appointed FHFA as conservator of Fannie Mae. In addition, the U.S. Department of the Treasury agreed to provide up to $100 billion of capital as needed to ensure the company continues to provide liquidity to the housing and mortgage markets.
What does Freddie Mac do?
Freddie Mac is a government-sponsored enterprise (GSE) chartered by Congress to stabilize the nation’s residential mortgage markets and expand opportunities for homeownership and affordable rental housing. Our statutory mission is to provide liquidity, stability and affordability to the U.S. housing market.
What is a government-sponsored enterprise?
A government-sponsored enterprise is a shareholder-owned company created by Congress to serve a public purpose.
Does Freddie Mac make loans?
No. Freddie Mac does not make loans directly to homebuyers. After borrowers complete the closing process on their mortgage loans, Freddie Mac buys those mortgages from their approved lenders. The process of replenishing the supply of funds enables the lenders to make more mortgage loans to other borrowers.
How does Freddie Mac differ from Fannie Mae and Ginnie Mae?
Freddie Mac and Fannie Mae have substantially similar charters, Congressional mandates, and regulatory structures. Both Freddie Mac and Fannie Mae are publicly traded corporations. Ginnie Mae is a government-owned corporation within the U.S. Department of Housing and Urban Development that guarantees mortgage-backed securities backed by federally insured or guaranteed loans. Unlike Freddie Mac and Fannie Mae, Ginnie Mae does not purchase mortgages from lenders, nor does it buy, sell, or issue securities
http://www.fanniemae.com/aboutfm/index. ... Fannie+Mae
http://www.freddiemac.com/corporate/com ... index.html
I nulaget ar bada foretagen in conservation, alltsa under statlig kontroll. Icke att forvaxla med nationalisation som ar ett steg langre vad galler forstatligande.
Slutsats : Ni har ratt bada tva. Foretagen ar GSE's med allt vad det innebar rorande speciella statliga connections vilket ger Jensleo ratt. Foretagen har privata agare (agarandel okand men det ar korrekt att det finns privata intressen) vilket ger biggj ratt. Kan inte bli enklare.
/Levee